The principle of saving is well known. Money is put away in a savings account or a term deposit, generally achieving a fixed rate of interest with minimal risk. Unfortunately, a savings account can offer returns little better than inflation. In real terms, that means you may end up losing money on your initial investment.
Investing, on the other hand, is the commitment of money today which, with an appropriate level of risk, comes with the expectation of realising your future financial goals. It’s about making your money work harder for you than just saving alone can.