Michael Clapham

What lights me up..

..about my work is knowing that through my knowledge, experience and passion, I can bring about positive results and peace of mind for my clients. I believe my experience gained through over 25 years in financial markets is an ideal foundation for the work I do as a financial planner.

What sets me apart is that my knowledge comes from real life experience and theory. I have seen the ups and downs of financial markets and I have lived a few of my own ups and downs. I realise that everyone is unique and individual and no matter what has happened in my life I have always been true to my personal standards and values. I believe in setting the bar as high as possible in terms of what I do which means when I am working with you on a financial solution I am searching for the best product or solution to meet your needs.   

I do this by taking the time to listen carefully and understand your real aspirations and needs, and then develop a tailored, financial and lifestyle plan. And, with my extensive financial markets background along with my accounting and taxation experience, I’m able to design unique and truly effective solutions.

A little bit about me, my education, specialisation and authorisations

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Client Value Proposition click here


  • Bachelor of Business - Majoring in Accounting & Finance

  • Diploma of Financial Services - Financial Markets

  • Diploma of Financial Services - Financial Planning

  • Graduate Diploma of Applied Tax Law - Part Completed

  • Registered Tax Agent - Tax Institute


I specialise and have extensive experience in the following areas:

  • Creating wealth in a tax efficient manner;

  • Investment advice and portfolio management;

  • Cash flow management and budgeting;

  • Superannuation advice (including SMSFs);

  • SMSF compliance and administration;

  • Planning for your retirement (including assessing social security eligibility);

  • Business succession planning;

  • Small business structuring and establishment;

  • Wealth protection and personal insurance strategies;

  • Risk Management;

  • Equity Markets domestic and international;

  • Debt markets, Government, Semi Government & Corporate Bonds & Floating Rate Notes; and

  • Structured and Hybrid investments.


I am authorised to provide personal financial advice (ASIC Representative Number 1000443) and am a sub-authorised Representative of Antipodean Private Pty Ltd (T/A Antipodean Advisory) is Corporate Authorised Representative (No 1271526) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services No 223135.

I am authorised to provide advice and deal in the following financial products:

  • Debentures, Stocks or Bonds issued or proposed to be issued by a Government;

  • Securities;

  • Deposit & Payment Products;

  • Interests in Managed Investment Schemes including Investor Directed Portfolio Services;

  • Life Products including Investment Life Insurance Products & Life Risk Insurance Products;

  • Retirement Savings Accounts products;

  • Superannuation; and

  • Standard Margin Lending Facilities.