Michael Clapham
Federal Budget 2022-23 Summary

Expanding eligibility to downsizer measures: Legislation has been introduced to reduce the downsizer eligibility age from 60 to 55. This measure will take effect from the first quarter after passing into law, which is expected to be 1 January 2023.

Federal Budget 2022-23 Summary
Michael Clapham
Shares sliding again – what’s driving it and is ...

Share market pullbacks are healthy and normal - their volatility is the price we pay for the higher returns they provide over the long term.

Shares sliding again – what’s driving it and is there any light at the end of the tunnel?
Michael Clapham
Six steps to building good financial habits

But adopting good financial habits isn’t always as easy as it sounds, start building good financial habits with these six steps.

Six steps to building good financial habits
Australians, Government, Superannuation, Budget
Michael Clapham
Federal Budget 2020 Snapshot

The Government has announced that it will bring forward stage two of the previously legislated tax cuts that were due

to take effect from 1 July 2022 by two years.

Federal Budget 2020 Snapshot
Boosting Finances, Lifestyle, opportunity, Saving Money, Wealth Creation
Michael Clapham
Your money goals and how to reach them

Not all financial goals are achievable or can be done in the timeframe you have set for yourself. Don’t trip yourself up before you start by being over ambitious or impractical.

Your money goals and how to reach them

Superannuation

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Market Volatility how it's affecting your Super

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Market Volatility how it's affecting your Super

If your super is invested in the Australian and/or international share markets, it’s likely you would have been affected by this.

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Where to seek advice in uncertain times.

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Where to seek advice in uncertain times.

There is no other time when professional advice is more valuable than it is now. So if you have a financial planner, talk to them.

Retirees COVID 19 and options on the table during a market crash

Retirees COVID 19 and options on the table during a market crash

Retirement is about enjoying life without the obligation to work. For your investments retirement is also about considering your own personal appetite and capacity for risk, the cost of suffering large portfolio losses, and the impact of not earning sufficient return. It’s a balancing act, but with the right help, entirely achievable.

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6 Misconceptions About Life Insurnace

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6 Misconceptions About Life Insurnace

Unfortunately, there are a lot of misconceptions about life insurance which can lead to missed opportunities to protect ourselves and our dependants. In this article, we’ll set the record straight for six of them.

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9 retirement thought straters for people in or nearing their 40s

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9 retirement thought straters for people in or nearing their 40s

Procrastinating and leaving important decisions for another day is something many of us can relate to, but in reality the more time you give yourself to think these things through, the better off you may be.

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6 ways to navigate your finances in your 40s

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6 ways to navigate your finances in your 40s

In your 40s, with luck, you’ve left behind the credit card debt and personal loans from your 20s and 30s. After all, these days, you’ve got enough to juggle and should be dealing with only one non-deductible debt.