Diversification

Market Volatility An Overview

Market Volatility An Overview

Why do markets move so much?

Markets are influenced by many things – industrial, economic, political and social factors can all have an impact. For example, consumer and business confidence affect spending and therefore company profits. Global trade and production naturally affect economic growth.

Understanding different types of retirement pensions

Understanding different types of retirement pensions

Currently, to be eligible for a full or part Age Pension, you must satisfy an income test and an assets test, as well as other requirements.

How to fund a child's education

How to fund a child's education

Accumulating funds in a child’s name is generally not suitable as the unearned income of a minor is taxed at the top marginal tax rate.

SMSFs and your retirement horizon

SMSFs and your retirement horizon

Here we look at what to consider when deciding on the right mix of investments for your SMSF as you countdown the years to retirement.

How to stay focussed in volatile markets

How to stay focussed in volatile markets

So the market just fell. You’re reading headlines claiming billions of dollars of value have been wiped off the stock market in a matter of hours, days. You check into your account and see that your investments have also been affected. What will you do?

Property market chart pack July 2018 -CoreLogic

Property market chart pack July 2018 -CoreLogic

Sydney dwelling values have fallen by -0.9% over the second quarter of 2018 and they are -4.5% lower over the past year. Dwelling values across Sydney are now -4.8% lower than their July 2017 peak.

Tax Differences: Property vs Shares

Tax Differences: Property vs Shares

This prompted me to think about the relative pros and cons of property and share investment in terms of tax.

Financial advice and you - Where to start

Financial advice and you  - Where to start

“The right kind of financial advice can really make a big difference”

It can help you: - set your financial goals and achieve them - make the most of your money - get any government assistance you’re entitled to - feel more in control of your finances and your life - avoid expensive mistakes - protect your assets

The True Value of Financial Advice

The True Value of Financial Advice

Does investing in a financial planner really pay off? According to latest research you could be thousands of dollars better off when you make choices based on professional financial advice.

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financialplanner #financialadvice

Asset Allocation & Market Pull Back

Asset Allocation & Market Pull Back

“The probability of loss in all Australian Equities is 28% with a frequency of negative returns (years) 3.6 ”

“In the short run, the market is a voting machine but in the long run, it is a weighting machine”